Money Markets
Welcome to CW BANK's Money Market Page
Unlocking Opportunities in Term & Fiduciary Deposits
At CW BANK, we understand the importance of maximizing the potential of your deposits while ensuring security and liquidity. Our Money Market services offer you access to term and fiduciary deposits with attractive interest rates, providing you with an opportunity to earn higher returns on your idle funds while maintaining flexibility and peace of mind.
Why US
Term & Fiduciary Deposits
Term and fiduciary deposits are excellent options for investors seeking to earn higher interest rates on their deposits with fixed or flexible placement durations. Here's why you should consider term and fiduciary deposits as part of your investment strategy:
Attractive Interest Rates
Enjoy higher interest rates compared to traditional savings accounts, with the flexibility to choose fixed or flexible placement durations that suit your investment preferences.
Reputable Counterparties
CW BANK collaborates with Swissquote and a selection of nine partner banks, ensuring that your deposits are held with reputable financial institutions with strong credit ratings and stability.
Lombard Loan Opportunities
Benefit from accrued liquidities by leveraging your term or fiduciary deposit to obtain a Lombard loan. Pledge up to 90% of the value of your deposited funds and seize new investment opportunities while your money continues to generate interest.
Interest Rates and Conditions
Our Money Market services offer competitive interest rates across various currencies, including CHF, EUR, and USD. Here's an overview of the interest rates and conditions for term and fiduciary deposits
Placement Duration
Fixed from 1 to 12 months or flexible with a 48-hour notice period for call deposits.
Minimum Investment Amount
Start with CHF/EUR/USD 100,000 (or higher, depending on the counterparty) to begin earning attractive interest rates on your deposits.
Payment of Interests
Interests are paid on maturity for fixed placements and quarterly for call placements, providing you with regular income streams.
Value Date for Operations
Enjoy a swift value date for operations with a 48-hour (D+2) processing time.
Order Placement
Place your orders conveniently by telephone on +41 44 825 88 88, and our dedicated team will assist you with the process.
Counterparty
Choose CW BANK or one of our nine partner banks as your counterparty, ensuring flexibility and choice in managing your deposits.
Commission on Paid Interests
Benefit from competitive commission rates, with commission percentages based on the amount of nominal in CHF/EUR/USD or equivalent in EUR.
Withholding Tax
Withholding tax of 35% is applicable on interests for term deposits, while fiduciary deposits are exempt from withholding tax.
Increase/Decrease of Capital
Manage your call deposits effectively with a CHF/EUR/USD 25 or equivalent fee for capital increase or decrease.
Ancillary Fees
Swiss residents may be subject to VAT on commissions paid, ensuring transparency and compliance with regulatory requirements.
Unlock Opportunities with Lombard Loans
Did you know? You can easily request a Lombard Loan with attractive conditions by pledging up to 90% of the value of the funds locked in a term or fiduciary deposit. This means that even as your money is generating interest, you can rapidly obtain the liquidity to seize new investment opportunities at any time.
Start Maximizing Your Deposits Today Ahead
Explore the potential of term and fiduciary deposits with CW BANK's Money Market services. Contact us today at +41 44 825 88 88 to inquire about our latest rates and place your order. Let us help you unlock the opportunities in the money market and optimize the returns on your deposits.
Testimonials
Love from Happy Clients
Discover what our satisfied clients have to say about their experience with CW BANK.
Sarah Johnson
Canada“I've been trading with CW BANK for over two years now, and I couldn't be happier with the service. The platform is intuitive, the customer support team is responsive, and the educational resources have helped me improve my trading skills. Highly recommended! ”
Juan Martinez
Spain“As a professional trader, I demand reliability and performance from my trading platform, and CW BANK delivers on both fronts. The execution speed is impressive, the spreads are competitive, and the range of financial products is extensive. CW BANK is my go-to choice for online trading.”
Emily Wong
Singapore“I started trading with CW BANK as a beginner, and I've been impressed with the level of support and guidance they provide. The educational materials are clear and informative, and the demo account allowed me to practice trading without risking real money. Thanks to CW BANK, I feel confident in my trading decisions.”
Alexandre Dubois
France“I've been a client of CW BANK for several years now, and I continue to be impressed by their professionalism and commitment to customer satisfaction. Whether I have a question about my account or need assistance with a trade, the support team is always there to help. CW BANK truly puts their clients first.”
Maria Garcia
Brazil“CW BANK has exceeded my expectations in every way. The platform is user-friendly, the trading tools are powerful, and the execution is lightning-fast. Plus, the range of financial products allows me to diversify my portfolio and explore new trading opportunities. I'm grateful to have found CW BANK.”
David Smith
The United States“I've tried several online brokers in the past, but none have impressed me as much as CW BANK. The platform is robust, the fees are competitive, and the customer service is top-notch. Whether you're a beginner or an experienced trader, I highly recommend giving CW BANK a try.”